Finastra Hackathon Official Rules – (the “Official Rules”)

DISCLAIMER: NO PURCHASE OR PAYMENT IS NECESSARY. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.

Name:  Finastra’s Hack to the Future (the “Hackathon”)

Website: fintech.devpost.com (the “Hackathon Website”)

1.     POSTER & ADMINISTRATOR

i.  Poster (the “Poster”): Finastra Technology, Inc. 285 Madison Avenue, 4th Floor New York, NY

100017 United States.

ii. The Poster is the sponsor of the Hackathon

iii. Devpost will be the official timekeeper for the hackathon

2.     DATES AND TIMING

i.  Submission Period:  March 8, 2022 (09:00am UK) – April 10, 2022 (11:59pm UK) (the

“Submission Period”)

ii. Judging: April 11, 2022 (09:00am UK) – April 25, 2022 (08:00pm UK) (the

“Judging Period”)  

iii.  Winners. At Finastra’s sole discretion, the winner will be announced in or around the week of April 26, 2022

3.     ELIGIBILITY

The Hackathon has three different categories:

3.1  Category 1: ‘IDEA’

i.  Participants within Category 1 include: developers, data-scientists, designers and business experts from banks, consultancies, students, fintechs, etc.

ii.  Submission format of Category 1 includes: a business plan with pitch video.

3.2  Category 2: ‘BUILD’

i.  Participants within Category 2 include: developers, data-scientists, designers and business experts from banks, consultancies, students, fintechs, etc.

ii.  Submission format of Category 2 includes: a working prototype with demo video. At the Entrants discretion, this code can be submitted on Github.

3.3  Category 3: ‘SHOWCASE’

i. Participants within Category 3 include: fintechs (start-ups and scale-ups), financial institutions, consulting firms, etc.

     ii. Submission format of Category 3: existing apps with a presentation/showcase video.

3.4  Category 4: ‘YOUTH’

i.  Participants within Category 4 include: children and teenagers (10-18 years old as of the

commencement date of the Hackathon)

ii. Submission format: a pitch (slides, video, etc.)

3.4  The Category 1, Category 2 and Category 3 Eligibility criteria are not exhaustive. Any deviation in the submission format stated under 3.1.ii, 3.2.ii and 3.3.ii must be approved by Finastra in writing prior to submission. Contact details can be found under Clause 17

3.5  Categories 1, 2 and 3 are open to:

i. Individuals who are at least the age of eighteen (18) as of the commencement date of the

Hackathon ("Eligible Individuals")

ii. Teams with no minimum or maximum size, Eligible Individuals (“Team”)

iii. For the avoidance of doubt, an Eligible Individual can enter by themselves

iv.  If the Team is from an organization, the organization, at the time of entry, must be duly organized or incorporated and validly exist (“Organizations”)

3.6  Category 4 is open exclusively to:

i. Children who are under the age of eighteen (18) as of the time of entry of the Hackathon (“Child”)

ii. For the purpose of clarity, a Child is not an Eligible Individual

iii. In order to be register, the parent or guardian for the Child entering into Category 4, will need to complete the Consent form in its entirety upon registration, the Consent form must be accepted by Finastra in order to qualify for this Category

3.7  Finastra, at its sole discretion, reserves the right to reject any Eligible Individual, Team,

Organization or Child, from any Category in this Hackathon without being required to provide a

justification.

3.8  Eligible Individuals who fall under Category 1, 2 and 3 are collectively (“Makers”)

3.9  For the avoidance of doubt, an Eligible Individual may join more than one Team or Organization and an Eligible Individual who is part of a Team or Organization may also enter the Hackathon on an individual basis.

3.10       Representatives

i.  If a Team, or Organization is entering the Hackathon, they must appoint and authorize one

individual (the “Representative”) to represent, act, and enter a Submission, on their behalf.

ii.  Subject to Clause 3, The Representative and each Team member must meet the eligibility

requirements.

iii.  By entering a Submission on the Site on behalf of a Team or Organization, you represent and

warrant that you are the Representative authorized to act on behalf of your Team, or Organization.

3.11       The Hackathon IS NOT open to:

i.   Individuals who are residents of, or Organizations domiciled in, Brazil, Quebec, or any

country, state, province or territory where the laws of the United States or local law prohibits

participating or receiving a prize in the Hackathon (including, but not limited to Cuba, Sudan, Iran, North Korea, Syria, Russia, and any other country designated by the United States Treasury's Office of Foreign Assets Control:

https://www.treasury.gov/resourcecenter/sanctions/Programs/Pages/Programs.aspx)

 ii.   Any other individual or organization whose participation in the Hackathon would create,

in the sole discretion of the Poster and/or Administrator, a real or apparent conflict of interest.

 iii. Finastra reserves the right to expand this list and exclude any Child, Eligible Individual,

Team or Organization that is subject to this section at any point prior, during or post the Hackathon.

4. SUBMISSION REQUIREMENTS

4.1  Makers must do the following to participate in the Hackathon:

 i.  Register for the Hackathon on the Hackathon Website by clicking the “Register for this Hackathon” button. To complete registration, sign up to create a Devpost account, or log in with an existing Devpost account. There is no charge for creating a Devpost account. This will enable you to receive important updates and access the “Enter a Submission” page.

1. Indicate which categories and prizes you’re opting-in to.
2. Entries must include a clear description of the problem, the proposed solution, an explanation of the value of the solution, the technology used and a list of any FusionFabric.cloud API’s used.
3. Create a video that includes footage that clearly explains your submission or application’s features and functionality through a comprehensive demonstration.
4. For the category 2 ‘BUILD’, as Finastra's discretion, Makers may be asked to provide a link to a live demonstration of their entry, a link to the GitHub repository and/or a slideshow of the entry.

4.2  Language Requirements

  i.         All Submission materials must be in English or, if not in English, the Maker must provide an

English translation of the video, text description, and testing instructions as well as all

other materials submitted.

1. 4.2.i  Does not apply to a Youth entering Category 4. The Youth may submit an Entry in its Local Language.

4.3  Application Requirements

What to Create:

 i.  Entries into Category 2 may, at their discretion, build or create functioning software. It is not

mandatory requirement to do so but Finastra highly recommends that Submissions use at least one Finastra FusionFabric.cloud API  

ii.  All submissions must align with at least ONE of the Hackathon’s

Themes:

1. Theme 1: Sustainable and inclusive finance
2. Theme 2: Embedded finance and banking-as-a-service
3. Theme 3: Decentralized finance

v. Category 4 Submissions must include either slides, pdf or a video as their Submission

4.4.  At any time, and at its sole discretion, the Poster will have the ability to re-assign a submitted Submission from one Theme to another or to disqualify a Submission for not sufficiently fitting the main requirement.

4.5. New and Existing Applications: Applications may be either newly created or updated by the Maker after the start of the Submission Period. Makers entering applications that existed prior to the start of the Submission Period will be required to explain how their application has been updated during the Submission Period.

4.6. Multiple Submissions: A Maker may submit more than one Submission, however, each Submission must be unique and substantially different from each of the Maker’s other Submissions, as determined by the Poster and/or the Administrator.

4.7. SDKs, APIs, & Data: Applications may integrate SDKs, APIs and data, provided the Maker has the rights to use them.

4.8. Intellectual Property: 

(i) Your Submission must: (a) be your (or your Team, or Organization’s) original work product; (b) subject to 4.8 (ii), be solely owned by you, your Team, or your Organization with no other person or entity having any right or interest in it; (c) not violate the intellectual property rights or other rights including but not limited to copyright, trademark, patent, contract, and/or privacy rights, of any other person or entity, including those of the Poster and its affiliates; and (d) comply with the Developer Agreement and all terms, rules and policies that Poster or its affiliates make available regarding submission of Applications.

(ii) ANY SUBMISSION THAT INCLUDES WORK PRODUCT SUBMITTED BY A MAKER WHO IS AN EMPLOYEE OF POSTER OR ANY AFFILIATE OF POSTER SHALL BE SUBJECT TO THE TERMS (INCLUDING BUT NOT LIMITED TO THE INTELLECTUAL PROPERTY TERMS) OF THE MAKER’S EMPLOYMENT CONTRACT WITH POSTER OR THE RELEVANT POSTER AFFILIATE.  

(iii) Maker may contract with a third party for technical assistance to create the Submission provided the Submission components are solely the Maker’s work product and the result of the Maker’s ideas and creativity, and the Maker owns all rights to them (subject to 4.8 (ii)). A Maker may submit a Submission that includes the use of open source software or hardware, provided the Maker complies with applicable open source licenses and, as part of the Submission, creates software that enhances and builds upon the features and functionality included in the underlying open source product. By entering the Hackathon you represent, warrant, and agree that your Submission meets these requirements.

4.9. Financial or Preferential Support: Category 2 ‘BUILD’ applications must not have been developed, or derived from an application developed, with financial or preferential support from the Poster or Administrator. Such applications include, but are not limited to, those that received funding or investment for their development, were developed under contract, or received a commercial license, from the Poster or Administrator any time prior to the end of the Submission Period. This includes applications that have been funded or co-developed by Finastra, including applications that earn money through licensing. The Administrator, at their sole discretion, may disqualify a Submission, if awarding a prize to the Submission or Maker would create a real or apparent conflict of interest.

4.10. Applications Provided Free of Charge: Category 2 ‘BUILD’ applications must be provided free of charge until the winners of the Hackathon have been announced.

4.11. Text Description, Image, and Video Requirements

 i.   Text Description: The text description should explain the features and functionality of your application (Category 2 and 3) or your idea (Category 1 and 4).

ii.         Images: Must upload at least one image or screenshot.

iii.         Video: The video portion of the Submission:

o   should be less than three (3) minutes;

o   must include a clear pitch of the idea within 30 seconds of the video;

o   for Category 2 and 3, must include footage that clearly explains the application’s features, functionality, and how the Finastra APIs were integrated, if any, through a comprehensive demonstration;

o   must be uploaded to YouTube, Vimeo, or Youku and be made public, and a link to the video must be provided on the submission form on the Hackathon Website; and

o   must not include third party trademarks, or copyrighted music or other material unless the Maker has permission to use such material;

o   must not infringe on any third party’s intellectual property, or privacy rights, including featuring names and images of people without their permission.

5. SUBMISSION MODIFICATIONS

5.1. Draft Submissions: Prior to the end of the Submission Period, you may save draft versions of your Submission on Devpost to your portfolio before submitting the Submission materials to the Hackathon for evaluation. Once the Submission Period has ended, you may not make any changes or alterations to your Submission, but you may continue to update the project in your Devpost portfolio.

5.2 Modifications after the Submission Period. The Poster may permit you to modify part of your Submission after the Submission Period for the purpose of acquiring additional consent forms, or removing material that potentially infringes a third party mark or right, discloses personally identifiable information, or is otherwise inappropriate. The modified Submission must remain substantively the same as the original Submission with the only modification being what the Poster permits.

6. SUBMISSION RIGHTS

6.1. Maker Rights: Subject to the licenses described below and granted in the Developer Agreements (https://www.fusionfabric.cloud/developer-terms-and-conditions, https://www.fusionfabric.cloud/acceptable-use-policy, and https://www.finastra.com/privacy-policy), any applicable intellectual property rights to a Submission will remain with the Maker, subject always to clause 4.8 (ii) above.

6.2 Administrator and Poster Rights: By entering the Hackathon, you grant to the Poster, Administrator, and any other third parties acting on the Poster’s behalf, a royalty-free, non-exclusive, worldwide perpetual license to display publicly and use for promotional purposes the Submission, in perpetuity. This license includes, but is not limited to, posting or linking to the Submission on Poster’s, Administrator’s, and partners’ websites and applications, including the Hackathon Website, and display and promotion of the Submission in any other media, worldwide.

6.3 Submission Display: The following Submission components may be displayed to the public: name, description, images, video URL, website, Team members, the Submission category and platform, and submitter type. Other Submission materials may be viewed by the Poster, Administrator, and Judges for screening and evaluation.

6.4 Representations and Warranties: Makers represent and warrant that the Poster, Administrator, and Hackathon partners are free to use Makers’ Submission in the manner described above, as provided or as modified by the Administrator, without obtaining permission or license from any third party and without any compensation to Makers.

7.JUDGING

7.1  This section applies to Category 1, 2, 3 and 4:

i.         Judges: Eligible Submissions will be evaluated by a panel of judges selected by the Poster (the “Judges”). Judges may be employees of the Poster or external, may or may not be listed individually on the Hackathon Website, and may change before or during the Judging Period.

a)    Technology (feasibility – understanding of innovative technologies for Category 1 and Category 4; use of innovative technologies, quality of the execution and app design for Category 2 and Category 3)

b)    Human (desirability of the idea/app, and any user research or validation)

c)     Business (viability - includes business potential; use of innovative business models; time to market)

(7.1.i.a) b) c) are collectively the “Judging Criteria”).

7.2 The Judging Criteria above may not apply to every Prize. See Section 8 below for the Judging Criteria that apply for each Prize. The Maker(s) that are eligible for a Prize, and whose Submissions earn the highest overall scores based on the applicable Judging Criteria, will become potential winners of that Prize.

7.3 Submission Review: Judges are not required to test the application and may choose to judge based solely on the text description, images and video provided in the Submission.

7.4 Tie Breaker: For each Prize listed in Section 8 below, if two or more Submissions are tied, the tied Submission with the highest score in the first applicable criterion listed above will be considered the higher scoring Submission. In the event any ties remain, this process will be repeated, as needed, by comparing the tied Submissions’ scores on the next applicable criterion. If two or more Submissions are tied on all applicable criteria, the panel of Judges will vote on the tied Submissions.

8. PRIZES

8.1 Multiple prize eligibility:  The same eligible entry cannot win more than one category Prize.

8.2 There will be no cash substitution for any of the Prizes in section 8.

8.3 At Finastra’s sole discretion and without justification, reserves the right to alter, amend or change any of the prizes in Section 8 at any time herein. Notice of change will be updated on the Devpost portals where these t’s and c’s reside. The Prizes are interchangeable but will remain of the equivalent value herein.   

9. VERIFICATION OF POTENTIAL WINNERS

9.1 Verification Requirement: THE AWARD OF A PRIZE TO A POTENTIAL WINNER IS SUBJECT TO VERIFICATION OF THE IDENTITY, QUALIFICATIONS AND ROLE OF THE POTENTIAL WINNER IN THE CREATION OF THE SUBMISSION. No submission or submitter shall be deemed a winning submission or winner until their post-Hackathon prize affidavits have been completed and verified, even if prospective winners have been announced verbally or on the Hackathon website. The final decision to designate a winner shall be made by the Poster and/or Administrator.

9.2 Required Forms: Potential winners will be notified using the email address associated with the Devpost account used to enter the Submission (the submitter is the “Representative” in the case of a Team or Organization). In order to receive a Prize, the potential winner (including all participating Team members in the case of a Team or Organization) will be required to sign and return to Devpost, affidavit(s) of eligibility (or a similar verification document) and liability/publicity release(s), and any applicable tax forms (“Required Forms”).

9.3 Deadline for Returning Required Forms: Ten (10) business days after the Required Forms are sent.

9.4 Disqualification: The Administrator or Poster may deem a potential winner (or participating Team members) ineligible to win if:

1. the potential winner’s Representative or any participating member does not respond to multiple emails or fails to sign and return the Required Forms by the deadline listed above, or responds and rejects the Prize;
2. the Prize or Prize notification is returned as undeliverable; or
3. the Submission or the potential winner, or any member of a potential winner’s Team or Organization, is disqualified for any other reason.

In the event of a disqualification, the Administrator or Poster may award the applicable Prize to an alternate potential winner.

10. PRIZE DISTRIBUTION

10.1 Substitutions & Changes: The Poster has the right to make a Prize substitution of equivalent or greater value. The Poster will not award a Prize if there are no eligible Submissions entered in the Hackathon, or if there are no eligible Makers or Submissions for a specific Prize.

10.2 Prize Delivery

       i.         Prizes will be payable to the Winner, if an individual, to the Maker’s Representative, if a Team, or to the Organization, if the Maker is an Organization. It will be the responsibility of the winning Maker’s Representative to allocate the Prize among their Team or Organization’s participating members, as the Representative deems appropriate.

     ii.         Prizes are payable via any means of Devpost’s choosing, whether electronic or not, and are payable only after receipt of the Required Forms. A winning Maker may be required to provide a mailing address, bank information, and/or create an account with an electronic payment provider of Devpost’s choosing in order to receive payment.

    iii.         Failure to provide correct information on the Required Forms, or other correct information required for the delivery of a Prize, may result in delayed Prize delivery, disqualification or the Maker, or forfeiture of a Prize.

10.3       Prize Delivery Timeframe: Within 45 days of the receipt of the Required Forms. Prizes for any potential winner under the age of the majority in their country of residence will be fulfilled to the potential winner’s parent or legal guardian.

10.4       Fees & Taxes: Winners (and in the case of Team or Organization, all participating members) are responsible for any fees associated with receiving or using a prize, including but not limited to, wiring fees. Winners (and in the case of Team or Organization, all participating members) are responsible for reporting and paying all applicable taxes in their jurisdiction of residence (federal, state/provincial/territorial and local). Winners may be required to provide certain information to facilitate receipt of the award, including completing and submitting any tax or other forms necessary for compliance with applicable withholding and reporting requirements. United States residents are required to provide a completed form W-9 and residents of other countries are required to provide a completed W-8BEN form. Winners are also responsible for complying with foreign exchange and banking regulations in their respective jurisdictions and reporting the receipt of the Prize to relevant government departments/agencies, if necessary. Devpost reserves the right to withhold a portion of the prize amount to comply with the tax laws of the United States or other Devpost jurisdiction, or those of a winner’s jurisdiction.

11. ENTRY CONDITIONS AND RELEASE

11.1 By entering the Hackathon, you (and, if you are entering on behalf of a Team or   Organization, each participating member) agree(s) to the following:

      i.         The relationship between you, the Maker, and the Poster and Administrator, is not a confidential, fiduciary, or other special relationship, with the exception of Finastra employees who enter the Category One or Two.

1. You will be bound by and comply with these Official Rules and the decisions of the Poster, Administrator, and/or the Hackathon Judges which are binding and final in all matters relating to the Hackathon.
2. You release, indemnify, defend and hold harmless the Poster, Administrator, Promotion Entities, and their respective parent, subsidiary, and affiliated companies, the Prize suppliers and any other organizations responsible for sponsoring, fulfilling, administering, advertising or promoting the Hackathon, and all of their respective past and present officers, directors, employees, agents and representatives (hereafter the “Released Parties”) from and against any and all claims, expenses, and liabilities (including reasonable attorneys’ fees), including but not limited to negligence and damages of any kind to persons and property, defamation, slander, libel, violation of right of publicity, infringement of trademark, copyright or other intellectual property rights, property damage, or death or personal injury arising out of or relating to a Maker’s entry, creation of Submission or entry of a Submission, participation in the Hackathon, acceptance or use or misuse of the Prize (including any travel or activity related thereto) and/or the broadcast, transmission, performance, exploitation or use of the Submission as authorized or licensed by these Official Rules.

11.2 Without limiting the foregoing, the Released Parties shall have no liability in connection with:

i)      any incorrect or inaccurate information, whether caused by the Poster or Administrator’s electronic or printing error, or by any of the equipment or programming associated with or utilized in the Hackathon;

ii)     technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines, internet connectivity or electronic transmission errors, or network hardware or software or failure of the Hackathon Website;

iii)   unauthorized human intervention in any part of the entry process or the Hackathon;

iv)   technical or human error which may occur in the administration of the Hackathon or the processing of Submissions; or

v)     any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from the Maker’s participation in the Hackathon or receipt or use or misuse of any Prize.

11.3 The Released Parties are not responsible for incomplete, late, misdirected, damaged, lost, illegible, or incomprehensible Submissions or for address or email address changes of the Makers. Proof of sending or submitting will not be deemed to be proof of receipt by the Poster or Administrator.

11.4 If for any reason any Maker’s Submission is determined to have not been received or been erroneously deleted, lost, or otherwise destroyed or corrupted, the Maker’s sole remedy is to request the opportunity to resubmit its Submission. Such request must be made promptly after the Maker knows or should have known there was a problem, and will be determined at the sole discretion of the Administrator.

12. PUBLICITY

12.1       By participating in the Hackathon you consent to the use of personal information about you, if you are a winner, by the Poster, Administrator, and third parties acting on their behalf. Such personal information includes, but is not limited to, your name, likeness, photograph, voice, opinions, comments and hometown and country of residence. It may be used in any existing or newly created media, worldwide without further payment or consideration or right of review, unless prohibited by law. Authorized use includes advertising and promotional purposes.

12.2       The duration of your consent is for a period of three years following the conclusion of the Hackathon. This consent applies, as applicable, to all members a Maker’s Team or Organization that participated in the winning Submission.

13. GENERAL CONDITIONS

13.1       Poster and Administrator reserve the right, in their sole discretion, to cancel, suspend and/or modify the Hackathon, or any part of it, in the event of a technical failure, fraud, or any other factor or event that was not anticipated or is not within their control.

13.2       Poster and Administrator reserve the right in their sole discretion to disqualify any individual or Maker it finds to be actually or presenting the appearance of tampering with the entry process or the operation of the Hackathon or to be acting in violation of these Official Rules or in a manner that is inappropriate, unsportsmanlike, not in the best interests of this Hackathon, or a violation of any applicable law or regulation.

13.3       Any attempt by any person to undermine the proper conduct of the Hackathon may be a violation of criminal and civil law. Should Poster or Administrator suspect that such an attempt has been made or is threatened, they reserve the right to take appropriate action including but not limited to requiring a Maker to cooperate with an investigation and referral to criminal and civil law enforcement authorities.

13.4       If there is any discrepancy or inconsistency between the terms and conditions of the Official Rules and disclosures or other statements contained in any Hackathon materials, including but not limited to the Submission form, Hackathon Website, advertising (including but not limited to television, print, radio or online ads), the terms and conditions of the Official Rules shall prevail.

13.5       The terms and conditions of the Official Rules are subject to change at any time, including the rights or obligations of the Maker, the Poster and the Administrator. The Administrator will post the terms and conditions of the amended Official Rules on the Hackathon Website. To the fullest extent permitted by law, any amendment will become effective at the time specified in the posting of the amended Official Rules or, if no time is specified, the time of posting.

13.6       If at any time prior to the deadline, a Maker or prospective Maker believes that any Official Rule is or may be unclear or ambiguous, they must submit a written request for clarification.

13.7       The Poster or Administrator’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Should any provision of these Official Rules be or become illegal or unenforceable in any jurisdiction whose laws or regulations may apply to a Maker, such illegality or unenforceability shall leave the remainder of these Official Rules, including the Rule affected, to the fullest extent permitted by law, unaffected and valid. The illegal or unenforceable provision shall be replaced by a valid and enforceable provision that comes closest and best reflects the Poster’s intention in a legal and enforceable manner with respect to the invalid or unenforceable provision.

13.8       Excluding Submissions, all intellectual property related to this Hackathon, including but not limited to copyrighted material, trademarks, trade-names, logos, designs, promotional materials, web pages, source codes, drawings, illustrations, slogans and representations are owned or used under license by the Poster and/or Administrator. All rights are reserved. Unauthorized copying or use of any copyrighted material or intellectual property without the express written consent of its owners is strictly prohibited. Any use in a Submission of Poster or Administrator intellectual property shall be solely to the extent provided for in these Official Rules.

14. LIMITATIONS OF LIABILITY

14.1 By entering, all Makers (including, in the case of a Team or Organization, all participating members) agree to be bound by the Official Rules and hereby release the Released Parties from any and all liability in connection with the Prizes or Maker’s participation in the Hackathon. Provided, however, that any liability limitation regarding gross negligence or intentional acts, or events of death or body injury shall not be applicable in jurisdictions where such limitation is not legal.

15. DISPUTES

15.1 Except where prohibited by law, as a condition of participating in this Hackathon, Maker agrees that:

      i.         any and all disputes and causes of action arising out of or connected with this Hackathon, or any Prizes awarded, shall be resolved individually, without resort to any form of class action lawsuit, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the contestant;

1. the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and
2. judgment upon such arbitration award may be entered in any court having jurisdiction.

15.2 Under no circumstances will Maker be permitted to obtain awards for, and contestant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than contestant’s actual out-of-pocket expenses (i.e., costs associated with entering this Hackathon), and Maker further waives all rights to have damages multiplied or increased.

15.3 All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of Maker, Administrator and Poster in connection with this Hackathon, shall be governed by, and construed in accordance with, the substantive laws of the state of New York, USA without regard to New York choice of law rules.

15.4 SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU.

16. ADDITIONAL TERMS THAT ARE PART OF THE OFFICIAL RULES

16.1 Please review the Devpost Terms of Service at https://info.devpost.com/hackathon_terms for additional rules that apply to your participation in the Hackathon and more generally your use of the Hackathon Website. Such Terms of Service are incorporated by reference into these Official Rules. If there is a conflict between the Terms of Service and these Official Rules, the latter terms shall control with respect to this Hackathon only.

16.2 Participation in the Hackathon constitutes Maker’s full and unconditional agreement to these Official Rules. By entering, a Maker agrees that all decisions related to the Hackathon that are made pursuant to these Official Rules are final and binding, and that all such decisions are at the sole discretion of the Poster and/or Administrator.

16.3 The Administrator collects personal information from you when you enter the Hackathon. The information collected is subject to the privacy policy located here: https://info.devpost.com/privacy.

17. CONTACT

If you have any questions or comments, or wish to send us any notice regarding this Hackathon, please email us at Support@Devpost.com.